It was a recording informing me of a final notice to lower my interest rate on my existing credit card. Did not give a name of a company. I pressed 1 to be connected. A gentleman of Indian descent answered and asked if I would like to lower the rate on my credit card. When I asked which one of my credit cards he was calling about he said, Visa, Mastercard or American Express. I again asked which of my cards he was referring to, he asked if I meant Capital One, Chase or Discover, He then told me that he could lower my rates on all of my cards. All I needed to do was to verify my account information and he could tell me the last payments, purchases and my account information for me to lower the rate. I continued to ask how he was supposed to do this when he was no affiliated with any of the companies and he hung up on me.
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